D.T.I. Investing Page

Investing doesn't have to be complicated

You can invest your money without dedicating all your time towards watching charts and graphs, That's our job! We do the research, a daily market analysis and provide FREE Financial Data as an advocate for intelligent-investing.

Intelligent investing focuses on asset allocation:
- to put together a diversified global portfolio with stocks, bonds, etc, is Not really that difficult, and it's the same for anyone regardless of occupation.

Investing

If you are a seasoned investor
or just getting your feet wet,
we glady invite you to discuss your investing criteria.

Whether you're a long-term investor seeking to build a rental portfolio, a short-term fix-&-flip investor, or just an individual who lends money that is secured by Real-Estate..

Serving El Paso County
for over 14 years...

Want to get started, in investing...
this is where the rubber meets the road.

Here Are Some Warning Signs:

• Have you been sold "alternative investments" like hedge funds or limited partnerships? More often than not, these investments benefit the promoters at the expense of investors. They are also illiquid and have few of the safeguards of publicly traded mutual funds.

• Are your investments structured in an offshore entity? -- This permits the promoters to avoid SEC scrutiny, so be very wary.

• Do you know how much you would have to earn, after fees, to break-even on your investment? Few investor's do... It should Not be more than 1.5%. I have seen numbers that were was in excess of 5% - This would mean that, in order for you to earn a 5% return on your investment, the investment would have to earn in excess of 10%.

• Do you invest in assets with other members of your profession? Follow the really smart money, like large pension plans and trusts. I would rely on my doctor for a recommendation for another doctor but their views on investment professionals would carry no weight.

• Are your investments audited by one of the big four major accounting firms and subject to full SEC scrutiny? If not, look elsewhere.

• Is the custodian or trustee of your investments fully independent and a household name? Remember Bernard Madoff!

• Does your advisor tell you he can beat-the-markets? You would be better off aiming for investments that capture market returns. Often Financial Advisors "talk" to engaged a marketing ploy, sometimes designed to capture your assets. -- Don't be fooled.

A recent survey by ING found that 7 out-of 10 Americans plan to payoff some debt or invest their 'Tax- Refunds' instead of just spending it.

Economic research firm Morning Star recently calculated the "Fair - Value" of about 2000 stocks that were, on average, priced about 38% less than the estimated value!

"Buying stocks is a potentially good idea, if you've gotta long-term perspective..." said recently by President Obama. "Of course there are day-to-day fluctuations, but even in a turbulent economy, like this-one, smart-investments will pay off in the long run"

Investment advisers are legally required to act as fiduciaries for their clients. The rub… Stock brokers on-the-other-hand aren't regulated to adhere to the same fiduciary standards as investment brokers.

If you are trusting someone with your finances or investments, they should have stellar qualifications. They should hold a Ph D in finances or economics, a Financial Brokers License, a MBA, CPA, CFA or some industry certification.

Trader's purchase stocks, securities, currencies and others that's undervalued and sells them when they are overvalued, thus the familiar expression... "Buy Low and Sell High"

By far the majority of trading volume is based on speculation - buying and selling for short-term gains based on minute-to minute, hour-to-hour, and day-to-day price fluctuations.

Liquidity refers to the level of market interest - in relation to the buying and selling volume - available at any given moment. The higher the liquidity, the deeper the market, the faster and easier it is to buy or sell the asset, or security.